Health care reform & vision coverage for your children

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Children’s vision now covered by most plans
If your child is covered by an individual or group health insurance plan in California, their annual eye exam and eye glasses are covered with no out-of-pocket cost until the child reaches age 19. This is required for health plans purchased through or outside Covered California.

Legal residents of California will be able to get health coverage through a new marketplace established by Covered California. Starting in 2014, there will be several new and expanded government programs, including Medi-Cal, that offer financial assistance to reduce the cost of health insurance.

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  1. Premium assistance — Federal help will be available to reduce the cost of an individual’s or family’s monthly health insurance payments.
  2. Cost-sharing assistance — Cost-sharing subsidies reduce the amount of health care expenses an individual or family has to pay at the time of medical care.
  3. Medi-Cal assistance — Starting in 2014, Medi-Cal will cover more people under age 65, including people with disabilities and those with incomes $15,856 or less a year for a single individual and $32,499 or less for a family of four. Medi-Cal is free for those who meet the requirements and is part of the changes included in the Patient Protection and Affordable Care Act (Affordable Care Act).

An online calculator at the Covered California website helps estimate how much it will cost to purchase health insurance in 2014 and the amount of financial assistance available to qualified individuals. In addition, by completing a Covered California application, an individual will learn whether he or she qualifies for financial assistance.

~Kristine Shultz, Government and External Affairs Director
California Optometric Association

The SCARY… and fun truth about colored contact lenses

Colored contact lenses are a popular topic this time of year as many people prepare their Halloween costumes. How fun is it to have a cool accessory like tiger eyes, cat eyes or red or white eyes to complement the most creative of costume? Colored contacts are a great fun option.  There are also many people who like to wear colored contact lenses daily to make their eyes more blue, more green, more brown or a different color all together!

Courtesy of therefromhere on Flickr

Courtesy of therefromhere on Flickr

However, most people do not realize that even contacts worn for cosmetic purposes still pose a potential health risk for the eye if not properly fitted. This is true even if there is no prescription on the lens.  Contact lenses are classified as “medical devices” with the FDA.  Regardless of a corrective prescription, contacts are plastic on the surface of the eye and need to be fit properly and be taken care of properly to lessen the chance of vision threatening infections such as corneal ulcers.

Doctors of optometry perform additional tests above and beyond the glasses and eye health examinations when fitting contacts. We evaluate the size and shape of the cornea, the health of the tear layer and the fitting relationship between the cornea (the outer surface of the eye where the lens sits) and the contacts lens to insure the safest most appropriate lens for each individual patient.  We also educate patients on the best cleaning and wearing regimen for the them.  This greatly reduces any complications associated with contact lens use.

Buying contact lenses without a doctor’s prescription is something that happens with colored contacts often.  This practice leads to rise in vision threatening conditions that could be prevented with a proper contact lens examination. So, buy a different kind Halloween contact lens for each Halloween party this season, but get a prescription first!

~Lisa Weiss, OD, MEd, FCOVDCalifornia Optometric Association
http://www.coavision.org